Begrüßung Seminar 09 english version
Transcrição
Begrüßung Seminar 09 english version
Postfach 10 07 24 28007 BREMEN Versicherungsbörse · Herrlichkeit 6 28199 BREMEN Telefon: Telefax: Email: Internet: (0421) 5 98 11-0 (0421) 50 77 47 [email protected] http://www.vht-online.de 15.09.2009 Reception / Opening Ladies and Gentlemen, Good morning. Welcome on board of "Schulschiff Deutschland" to VHT's 3rd Training Camp titled: Schiff, Maschine und Versicherung Ship, Machinery, Insurance Following the previous Training Camps which have dealt with grounding, stranding and consequential salvage as well as collisions we have decided to devote the today's seminar to "ship, machinery and insurance" VHT-Training-Camp (III) Bremen-Vegesack Schulschiff Deutschland 25.09.2009 ( 23.10.2009, 20.11.2009) f, M f i Sch Begrüßung Seminar 09 english version.doc nd u ine h c as V g n u her c i ers Seite 2 As a starter I have prepared a slide which shows the frequency of hull-, machinery damage since 2001. Kasko- / Maschinenschäden 3000 400 2500 300 2000 250 1500 200 150 1000 Anzahl Kasko-Objekte Anzahl der Schäden 350 100 500 50 0 0 2001 2002 2003 2004 2005 2006 2007 2008 Kalenderjahr Schäden am Kasko Polynomisch (Seekasko-Objekte) Maschinenschäden Polynomisch (Maschinenschäden) Seekasko-Objekte Polynomisch (Schäden am Kasko) Folie Nr.: 1 On this slide one very clearly can identify: 1) 2) 3) The number of insured objects handled by VHT has risen since 2001 but the increase is stagnating as of 2006 (beige beams). After a drop in 2005 we see the number of hull damages (blue beams) rising again, except for 2008 the rise in number appear to correspond with the development of the number of insured objects. Machinery damages (red beams) show a different development, although the number of insured objects is stagnating as of 2006, the number of machinery claims is increasing. Seite 3 If one however looks at the development of machinery damages in isolation, then the following slide has to be considered: Maschinenschäden 140 120 Anzahl 100 80 60 40 20 0 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009, 2. Quartal Kalenderjahr Hauptmaschine Hilfsmaschinen Schraube / Welle M aschine sonstige Folie 2 No question, damages to the main engine have the highest frequency. The following graph shows once again the development of machinery damages handled by VHT in relation to hull damages over a period of 91/2 years, however on a percentage basis in relation to all damages (100%): Machinery damage % 2000 53,27% 2001 47,99% 2002 39,95% 2003 39,17% 2004 36,92% 2005 40,88% 2006 42,64% 2007 43,23% 2008 43,86% 30.06.2009 44,20% Folie 3 Hull damage % 46,73% 52,01% 60,05% 60,83% 63,08% 59,12% 57,26% 56,77% 56,14% 55,80% Seite 4 Judged on a percentage basis only one could say there is no specific reason to get exited figures have been worse. Right so, however up to now cost development has not been considered. 1800 35.000.000 € 1600 30.000.000 € 1400 25.000.000 € 1200 20.000.000 € 1000 800 15.000.000 € 600 10.000.000 € 400 Kosten der Maschinenschäden Anzahl der Schäden Kasko- / Maschinenschäden 5.000.000 € 200 0 0€ 2000 2001 2002 2003 2004 2005 2006 2007 2008 Kalenderjahr Anzahl der Kaskoschäden Anzahl der Maschinenschäden Anzahl der Kaskoobjekte Kosten der Maschinenschäden Polynomisch (Anzahl der Kaskoobjekte) Polynomisch (Kosten der Maschinenschäden) Polynomisch (Anzahl der Maschinenschäden) Folie 4 Green is the trend of the increase of all hull and machinery objects handled by the VHT, red is the number of machinery damages and yellow shows the trend of cost development with machinery damages. As of 2004 a change is notable, however there is no dramatic change, neither with the number of hull and machinery objects nor with the number of machinery damages but the costs for settling machinery damages have clearly risen (yellow) and most remarkably so in 2008. Insurers and ship owners are likewise not amused. Where do the causes lie? Is it the result of lower qualification of technical crewmembers, inadequate technical inspection by owners and/or the aftermath of a till recent booming shipbuilding market and the strong demand for ship engines? Supposedly it is a bit of all, not to forget a booming market combined with strong demand will not lower but rather increase prices. More often than not the quality of products will behave inversely proportional in such times. Seite 5 For us this development was and is important enough to pick it up as a central theme. We would like to explain to you the emergence of the today's machinery damage insurance cover according to ADS (General German Marine Insurance conditions) and the DTV clauses. This item of the program will be dealt with by Mr. H.C. Enge of Messrs. Lampe & Schwartze and/or Dr. D. Schwampe of Messrs. Dabelstein & Passehl subject to availability. Messrs. Lampe & Schwartze leads most of the Hull and Machinery policies in the Bremen market and has substantial experience in this segment of marine insurance, and as you will know, Dabelstein & Passehl is one of the leading law firms dealing with marine insurance. Thereafter Dipl.-Ing K. Wetzel will tell us about the classical engine damage, damages caused by wear and tear, and damages caused by latent defect. Has a damage occurred, a proper damage assessment in accordance with the policy conditions is required and how this is done is the topic of Capt. D. Brand's lecture. Once an insured damage has been surveyed, assessed and repaired, settlement with underwriters is due. Dipl. - Ing. B. Röder will explain to us the standing orders for certifying damage-related costs under consideration of standard policy conditions. Concluding we will hear a lecture by our Dipl.-Ing.'s H. Förster and H. Jentz in respect of loss prevention. Especially he will try to incorporate technical expertise and experience made by VHT in his statement I do hope, we have succeeded in putting together an informative and interesting program for today. . The seminar Ship, Machinery, Insurance continues the series of VHT's skill enhancement activities which are aiming at passing on knowledge and experience of VHT employees to our customers. It is our intention to offer an opportunity to seafarers, shore personnel and other interested parties to participate in experience gained by the VHT in the claim handling process. He who understands the interconnection of the various topics in such a scenario will be able to act in a proper manner and to realise borderlines. A competent judgement is a precondition for an appropriate organisation of a problem solving scenario by employing all available resources. P. Zahalka