A Company introduces itself... - Grawe osiguranje ad Podgorica

Slovenia
Hungary
Serbia and Montenegro
Croatia
Austria
Romania
Bosnia and Herzegovina
Ukraine
Bulgaria
A Company introduces itself...
www.rubikon.at
www.grawe.at
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Contents
Contents
Board of Directors............................................. Page 3
GRAWE Group - Well established strenghts...... Page 4
GRAWE Group................................................. Page 5
Foundation figures............................................ Page 6
Mission statement............................................ Page 7, 8
Factors for success.......................................... Page 9
Insurance/Real Estate/Finance.......................... Page 10
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Board of Directors
Board of Directors
Dr. Franz Harnoncourt-Unverzagt
Dr. Siegfried Grigg
Chairman of the Supervisory Board
Deputy Managing Director
Mag. Dr. Othmar Ederer
DDIng. Mag. Dr. Günther Puchtler
Chairman
Director
Visit our homepage www.grawe.at.
GRAWE Group
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GRAWE Group - Well established strengths
„Reliable insurance coverage for all“ was the motto of archduke Johann on establishing
the Grazer Wechselseitige in 1828. Out of the original rural fire insurance association, a
multi-facetted international insurance concern has developed.
Insurances, financial services and real estate are the core competences of GRAWE. Ten
central European insurance subsidiaries are proof of the international orientation.
Steadiness and A-Rating are a reflection of the 175 year successful story. The product
portfolio covers all possible insurances.
The Grazer Wechselseitige ranks among Austria’s largest insurance companies, with
the annual premium intake amounting to over EUR 347 million and the number of insurance contracts reaching around 1.5 million. The GRAWE ranks fifth in civil fire insurance
among the around 70 Austrian insurance companies.
With customer-friendly, individual consulting and tailored products, the Grazer
Wechselseitige Versicherung AG is a guarantee for international quality combined with
local standards of security.
The insurance on YOUR side.
GRAWE Group gewachsene Stärke
Versicherung, Immobilien und Finanzdienstleistung stellen die
Kernkompetenz der GRAWE dar. 10 Versicherungstöchter zeigen die
internationale Ausrichtung.
Insurances, financial services and real estate are the core competences of GRAWE. 10 insurance subsidiaries are proof of the international
orientation.
A-8011 Graz, Herrengasse 18-20
Tel. ++43 (0)316/8037-0, [email protected], www.grawe.at
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GRAWE Group - Grown strength
GRAWE Group – Grown strength
GRAWE Group
Financial services
Insurance
Real Estate
SECURITY KAG
HYPO Versicherung
STIWOG
GRAWE Moldawien
CAPITAL Bank
GRAWE Rumänien
GRAWE Immobilien
GRAWE Bulgarien
HYPO Alpe Adria
GRAWE Ukraine
GRAWE Bosnien
GRAWE Serbien
GRAWE Ungarn
GRAWE Kroatien
GRAWE Slowenien
Grazer Wechselseitige
Versicherung AG
GRAWE Vermögensverwaltung
(Verein)
More information on www.grawe.at!
GRAWE Liegenschaften
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Formation dates
Foundation figures
Austria
Grazer Wechselseitige Versicherung AG
established in 1828
Slovenia
GRAWE Zavarovalnica druzba d.d.
established in 1991
Croatia
GRAWE Hrvatska d.d
established in 1993
Hungary
GRAWE Eletbiztosito Rt.
established in 1997
Serbia
GRAWE Osiguranje a.d.
established in 1997
Bosnia
GRAWE Osiguranje d.d.
established in 1998
Ukraine
GRAWE Ukraine AG
established in 1998
Bulgaria
GRAWE Bulgaria AG
established in 2000
Romania
GRAWE Romania Asigurare S.A.
established in 2000
Moldova
GRAWE Asigurare S.R.L.
established in 2004
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Mission statement
Mission statement of the GRAWE Group
»In the harmony of people
lies the strength to do good.
It’s the duty of all of us to
contribute our share to this.«
Archduke Johann, 1846
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Development – market sector
Goal
We are an independent Austrian group of
companies with subsidiaries in Central Europe.
Under the freedom to provide services, we
work
within the European single market and act as a
reinsurer throughout the world.
We offer insurance and financial services on a
sound economic basis. Following on from the
original founding idea, the range of services in
our entire organisation has been developed
according to individual, contemporary requirements.
Our goal is security through autonomy and
independence. Our commercial success is
a basis on which we are able to benefit the
national economy.
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Mission Statement
3
Customers – Partners –
Organisation
Our primary area of competence is to provide
our customers with the highest levels of service. We offer our services to all sections of the
population and industry, in particular to private
customers, farmers, SMEs and the selfemployed.
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Products and services
We develop products that meet the specific
requirements of our customers and set insurance premiums commensurate with the risk
involved. Subsidiaries of the GRAWE Group
offer professional services in the fields of
finance and real estate. Our commercial independence requires that we adopt a profitbased approach to our calculations.
For us, good customer relations depend on
our ability to offer competent, professional
advice and render a rapid service. We ensure
that we work pro-actively with our customers
through a network of company staff, cooperation with brokers and other sales partners.
Our organisational structure is based on
customer and commercial requirements. It
ensures our ability to offer customer-oriented
guidance and care.
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Corporate ethos
Corporate environment
Our day-to-day dealings with each other are
based on respect, openness and trust. Our
consensual style of management is actively
experienced through
- frank and personal talks in which recognition
and criticism are exchanged
- inclusion in decision-making processes
- joint setting of targets with delegation of
duties and responsibilities
- performance-based pay
- in-house and off-site education and training
opportunities for all members of staff
- equal opportunities for women and men
The GRAWE Group plays a significant role in
the economic life of Central Europe. It acts
independently of political parties and churches.
Its cooperation with public sector institutions is
in accordance with its economic and social
standing.
It acts as a promoter of road safety, the fire
services, social institutions, culture and sport.
It actively supports challenge through competition
and is open to different forms of cooperation.
Members of staff play a vital role on achieving
Group success through their knowledge,
dedication and entrepreneurial actions. The
GRAWE Group offers social security to staff
contributing to corporate success.
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Factors for success
Factors for success
As an independent Austrian
group of companies since 1828,
we continue to build on our factors for success:
Insurance and financial services on a
sound economic basis in Austria,
Central Europe, the European single
market and as a reinsurer throughout
the world
Premiums commensurate with risk,
customeroriented care and rapid
rendering of service.
Security through autonomy and
independence
Mutual respect, openness and trust as
well as social security
Activities focused on private customers, farmers, SMEs and the selfemployed
Strength through competition
Ukraine
Moldawien
Österreich
Ungarn
Rumänien
Slowenien
Kroatien
BiH
Serbien und
Montenegro
Bulgarien
Insurance - Real Estate - Financial Services
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Insurance Companies
Austria
Grazer Wechselseitige Versicherung AG
A-8011 Graz, Herrengasse 18 -20
Tel. ++43-(0)316-8037-0
Hypo Versicherung AG
A-8010 Graz, Frauengasse 4
++43-(0)316-8130-77
International
GRAWE Slovenia
GRAWE Zavarovalnica d.d.
SL-2000 Maribor, Gregorciceva 39
Tel. ++386-2-228 55 02
GRAWE Croatia
GRAWE Hrvatska osiguravajuce d.d.
HR-10000 Zagreb, Ulica grada
Vukovara 5
Tel. ++385-1-3034 111
GRAWE Hungary
GRAWE Életbiztosító Rt.
H-7642 Pecs, Üszögpuszta Kastely
Tel. ++36-72-434 082
GRAWE Serbia and Montenegro
GRAWE osiguranje a.d. Beograd
11070 Novi Beograd,
Bulevar Mihajla Pupina 10a
Tel. ++381-11-311 7701
GRAWE Bosnia/Sarajevo
GRAWE osiguranje d.d. Sarajevo BiH
BiH-71000 Sarajevo, Mehmeda
Spahe 26
Tel. ++387-33-260 130
GRAWE Ukraine
GRAWE Ukraine
Insurance Joint Stock Company
01001 Kiev, Kreshchatik 15,
app. 43-44, Ukraine
Tel. ++380-44-490 59 10
GRAWE Bulgaria
GRAWE Bulgaria
Insurance Joint Stock Company
1000 Sofia, Bul. Vitosha 19, et. 2
Tel./Fax ++359-2-981 1365
GRAWE Romania
GRAWE Romania Asigurare SA
RO - Bucuresti, sector 5
Str. Anastasia Simu nr. 1
Tel. ++40-21-312 6003
GRAWE Moldova
GRAWE Asigurare S.R.L.
Bulevardul Stefan cel Mare 65
2020 Chisinau, Republica Moldova
Real Estate Companies
Banks and Investment Companies
GRAWE Immobilien Verwaltungs GmbH
A-8010 Graz
Glacisstraße 69/III
Tel. ++43-(0)316-832339-0
HYPO Alpe Adria Bank AG
A-9020 Klagenfurt
Alpen-Adria-Patz 1
Tel. ++43-(0)463-5860
GRAWE Liegenschaften Beteiligungs GmbH CAPITAL Bank GRAWE Gruppe AG
A-8010 Graz
A-8010 Graz
Burgring 16
Glacisstraße 69/III
Tel. ++43-(0)316-8072-0
Tel. ++43-(0)316-832339-0
STIWOG Immobilien GmbH
A-8010 Graz
Elisabethstraße 5/II
Tel. ++43-(0)316-377777-0
Security KAG
A-8010 Graz
Burgring 16
Tel. ++43-(0)316-8071-0