Sample Report Credit Rating Middle

Sample Report
Credit Rating Middle
SERASA - INFORMATION SOLUTIONS
CREDIT RATING MIDDLE
CONFIDENTIAL TO CIA MODELO
REPORT -999.999
IN: 99/99/9999
CNPJ: 99999999/0001-99
MOVEIS PRATICOS LTDA
VALUES IN UNITIES OF DOLLARS
DATE: 99/99/9999
IDENTIFICATION (UPDATED IN 99/99/9999)
CNPJ: 99999999/0001-99
MOVEIS PRATICOS LTDA
TRD. NAME: PRATICO
ECONOMIC GROUP : MOVELEIRO
REGISTRY: 99.000
PREDECESSOR: MOVEIS PR LTDA
TYPE OF PARTNERSHIP: PRIVATE LIMITES LIABILITY COMPANY
NB BRANCH: 00001 CITIES: DIADEMA
LOCALIZATION (UPDATED IN 99/99/9999)
HEAD ADDRESS: RUA DO ATOR 74
CENTRO
DIADEMA / SP
ZIP: 09009-190
MAILBOX: 011021
ZIP MAILBOX: 01001-001
ADD INTERNET E-MAIL: WWW.PRATICO.COM.BR
HOUR: 14:43:58
FOUNDATION: 99/99/9999
IN: 99/99/9999
UNTIL: 99/99/9999
PHONE: (011)5500-0033
FAX : (011) 5501-0022
ACTIVITY (UPDATED IN 99/99/9999)
SERASA ACTIVITY CODE: C-06.02.00
TRADE OF FURNITURE AND UPHOLSTERY
NATIONAL CODE OF ECONOMIC ACTIVITY 52.434
N EMPLOYEES: 160
MAIN PRODUCTS: MOVEIS
PURCHASES SOURCES
- DOMESTIC MARKET: 60 %
40%
SALES COMPOSITION
- DOMESTIC MARKET: 80%
20%
OWNERSHIP (UPDATED IN 99/99/9999)
CAPITAL:
SHR: 2.481.354
PAID-IN: 2.481.354
ORIGIN CAPITAL: BRAZIL
CONTROL: PRIVATE
CPF/CNPJ
SHAREHOLDER/PARTNER
DATE ADM
NATIONALITY
01010101/02
MOVELEIRO PARTICIPACOES LTDA
99/9999
BRAZIL
111111111/22
JOAO SILVA
99/9999
BRAZIL
222222222/33
PEDRO SILVA
99/9999
BRAZIL
333333333/44
JOAQUIM SILVA
99/9999
BRAZIL
444444444/55
MANOEL SILVA
99/9999
BRAZIL
MANAGEMENT (UPDATED
CPF/CNPJ
POSITION
TERM
111111111/22
MANAGER
UNDET
222222222/33
MANAGER
UNDET
333333333/44
MANAGER
UNDET
444444444/55
MANAGER
UNDET
INTERNATIONAL:
INTERNATIONAL:
AUTHOR:
NATURE: CLOSED
%VOTING CAP
99,3
,3
,2
,1
,1
IN 99/99/9999)
MANAGER
NATIONALITY
STATUS
DATE ADM
JOAO SILVA
BRAZIL
SINGLE
99/9999
PEDRO SILVA
BRAZIL
MARRIED
99/9999
JOAQUIM SILVA
BRAZIL
MARRIED
99/9999
MANOEL SILVA
BRAZIL
MARRIED
BOARD OF DIRECTORS (UPDATED IN 99/99/9999)
COMPANY DOESN’T HAVE.
%TOTAL CAP
99/9999
TERM TILL:
Sample Report
Credit Rating Middle
SHAREHOLDER´S INTERESTS (UPDATED IN 99/99/9999)
CNPJ
COMPANY
PARTICIPANT
CITY-STA
% CAPITAL
LINK
755.555.444/22
POSTO PORTO LUNA LTDA
MOVELEIRO PARTICIPACOES LTDA
PART
33.999.222/01
JOAO SILVA
PEDRO SILVA
JOAQUIM SILVA
MANOEL SILVA
MARCIO SILVA
JOSE SILVA
SNE-SP
99,90
MACEDO COM E PARTICIPACAO LTDA
SNE-SP
14,30
14,30
14,30
14,30
14,30
14,30
PART/MAN
PART/MAN
PART/MAN
PART/MAN
PART/MAN
PART/MAN
TOTAL
100,00
REAL STATE (UPDATED IN 99/99/9999)
KIND
LAND AREA
BUILT AREA(M2)
LOCALIZATION
BUILDING
1.200
800
RUA DO ATOR 74
SNE /SP
OWNER: MOVEIS PRATICOS LTDA
INSURANCE (UPDATED IN 99/99/9999)
INSURANCE TYPE
FIRE
SEVERAL RISKS
INFORMED VAL
LIEN
MTG
1400000
NO
NO
VALUE
2.000.000
50.000
EXPIR DATE
99/99/9999
99/99/9999
INFORMED SUPPLIERS (UPDATED IN 99/99/9999)
DOMESTIC
CNPJ
NAME
51515151/01
ATILIO MOVEIS S/A
42424242/03
MOVEIS INDS DE ESTOFADOS LTDA
63636363/07
INDUSTRIA DE MOVEIS MODERNOS LTDA
%PURCH
33
12
5
ASSO CO
NO
NO
NO
INFORMED CLIENTS (UPDATED IN 99/99/9999)
COMPANY OPERATES IN RETAIL TRADE.
BANK REFERENCES (UPDATED IN 99/99/9999)
BANK’S NAME
BANK CODE
BANCO DO ESTADO DE SAO PAULO S/A
0099
BANCO BRADESCO S/A
0088
BANCO ITAU S/A
0055
BRANCH
0011
0033
0044
BUSINESS BEHAVIOUR (UPDATED IN 99/99/9999)
SUPPLIER RELATIONSHIP
0-6 MONTHS:3
6-1 YEAR:2
1-3 YEAR:2
3-5 YEAR:1
HISTORY OF BILL SUPPLIER
PONCTUAL
6-15
QTD
%
QTD %
15
88
2
12
16-30
QTD %
0
0
5-10 YEAR:1
31-60
QTD %
0 0
CORE INQUIRY: 010
+10 YEAR: 0 DISAB:1
+60
QTD %
0 0
BUSINESS POTENCIAL
LAST PURCHASE
HIGHEST INVOICE
HIGHEST ACCUMUL
DATA
99/99/9999
99/99/9999
99/99/9999
VALOR
1.952
85.880
213.000
MEDIA
2.784
9.067
45.678
PAYMENT DEFAULT (UPDATED IN 99/99/9999)
COMMERCIAL
THE PARTICIPANT JOAQUIM SILVA HAS DEFAULT WITH ADM CARTAO VALE.
BANKING
THERE ARE NO RESTRAINTS FOR COMPANYS CNPJ AND FOR THE PARTICIPANTS.
ACT
QTD %
4 0
Sample Report
Credit Rating Middle
CONCENTRE INFORMATION
RESTRAINT
AMT
(UPDATED IN 99/99/9999)
DATE/PERIOD
MORE RECENT RESTRAINT
VALUE
CITY-ST
THERE ARE NO RECORDS IN OUR FILES WITH THE COMPANY’S CNPJ.
FINANCIAL STATEMENTS (ANALYSIS IN 99/99/9999)
LAST FINANCIAL STATEM: BAL SHEET
DOLLAR (LS)
VALUES IN UNITIES OF DOLLARS
BALANCE SHEETS
(LS)
ASSETS
A-99/99/99
CASH & MARK SECURITIE
41.577
TRADE BILLS RECEIVABL
696.485
INVENTORIES
523.162
ADV SUPPLIERS
610
ADV EMPLOYEES
1.069
PREPAID EXPENSES
148.283
OTHER CREDITS
16.127
-61
CURR ASSETS
1427.313
ACC RECEIVABLE
13.535
OTHER CREDITS
60.064
LONG T ASSETS
73.599
PROPERTY & EQUIPMENT
1125.069
FIXED ASSETS
1125.069
TOTAL ASSETS
2625.981
LIABILITIES
A-99/99/99
SUPPLIERS
217.981
ACCOUNTS PAYABLE
51.276
FINANCINGS
128.651
SAL TAX & CONT
388.399
ADVANCES CLIENTS
9.767
CURR LIABILITIES
796.074
CAPITAL
3601.500
RETAINED EARNINGS/LO -171.593
STOCKHOLDERS’ EQUITY 829.907
TOT LIAB
2625.981
INCOME STATEMENTS
A-99/99/9999
NET SALES
5634.671
GROSS PROFIT/ LOSS
2255.583
ADM EXPENSES
-476.543
SALES EXPENSES
-2565.453
ACTIVITY PROFIT/LOSS -786.413
INTEREST EXPENSES
-162.525
INTEREST INCOME
42.023
OTH OPERAT INCOME
492.936
PARTIAL OPER PROFIT/L -413.979
OPERATING PROFIT/LOSS -413.979
NON OPERATING INCOME/
17.144
PROFIT/LOSS BEF INC T -396.835
NET PROFIT/ LOSS
-396.835
%
2
27
20
6
1
54
1
2
3
43
43
100
CURR:
(LS)
B-99/99/99
43.740
443.145
520.965
%
2
18
21
160
-47
8
1
565
195.947
16.128
1220.490
50
85.380
4
29.110
1
114.490
5
1098.003
45
1098.003
45
2432.983 100
%
B-99/99/99
8
332.511
2
75.490
5
329.538
15
285.648
27.010
30
1050.197
137
4179.000
-67
-2796.214
70
1382.786
100
2432.983
%
100
40
-8
-46
-14
-3
1
9
-7
-7
-7
-7
STOC EQUI EVOLUTION
BEGINNING STOCK EQU
NET PROFIT/LOSS
CAPITAL INCRE IN CASH
CAPITAL INCREASE
ADJUSTMENT
STOCKHOLDERS’ EQUITY
99/99/9999
123.566
245.356
25.301
55.348
2.798
WORKING CAPITAL NEEDS
NET SALES+TAXES
99/99/9999
5.634.671
%
14
3
14
12
1
43
172
-115
57
100
B-99/99/9999
4808.656
1372.435
-446.460
-2281.433
-1355.458
-252.075
73.079
397.333
-1137.121
-1137.121
4.829
-1132.292
-1132.292
%B/A
5
-36
0
(LS)
C-99/99/99
%
100.482
4
171.869
8
528.651 23
1
1.502
247.415
32
0
% C/B
129
-61
11
165
26
6.190
-14
530
-51
55
-2
-2
-7
1056.269
97.158
29.110
126.268
1102.053
1102.053
2284.590
46
4
1
6
48
48
100
-13
13
0
10
0
0
-6
%B/A
52
47
156
-26
176
31
C-99/99/99
%
306.064
13
150.934
7
178.199
8
401.110
18
43.760
2
1080.067
47
16
4690.000
-3485.477
-153
1204.523
53
2284.590
100
% C/B
-7
99
-45
40
62
-57
-24
-7
%
100
29
-9
-47
-28
-5
2
8
-24
-24
-71
-24
-24
99/99/9999
25.256
12.354
35.264
54.376
155.312
99/99/9999
4.808.656
%B/A
-14
-39
6
11
-72
-55
73
-19
-174
-174
-185
-185
C-99/99/9999 %
5150.940
100
1849.387
36
-409.339
-8
-2345.818
-46
-905.770
-18
-120.793
-2
60.102
1
187.805
4
-778.656
-15
-778.656
-15
89.394
2
-689.262
-13
-689.262
-13
99/99/9999
1382.786
-689.262
56.000
455.000
-1
1204.523
99/99/9999
5.150.940
205
-12
-6
%C/B
7
34
8
-2
33
52
-17
-52
31
31
1751
39
39
Sample Report
Credit Rating Middle
NET CURR CAPITAL
WORKING CAPITAL NEEDS
CHANGES IN WCN
WORKING CAPITAL
TREASURY BALANCE
OPERATING CASH FLOW
CASH FROM OPERATION
NET PROFIT/LOSS
DEPR AMORT & DEPLETION
EXP WITHOUT CASH DISBU
CASH FROM OPERATION
631.239
753.462
-25.869
631.239
-122.223
-337.213
170.293
515.453
-238.009
170.293
-345.160
-861.342
99/99/99
-396.835
33.752
33.752
-363.082
99/99/99
-1.132.292
32.940
32.940
-1.099.351
-23.798
198.663
-316.790
-23.798
-222.461
-339.410
99/99/99
-689.262
33.061
33.061
-656.200
NOTES ON FINANCIAL STATEMENTS
FINANCIAL STATEMENTS PRESENTED WITH HISTORICAL VALUES.
FINANCIAL RATIOS
CAPITAL STRUCTURE
STANDARD
DEBT TO EQUITY
76%
PERC OF CURR LIABIL TO TOTAL LIABIL
100%
PERC OF FIXED ASSETS TO STOCKH EQUI
15%
OBSOLESCENCE OF PROPERTY & EQUIPMEN
24%
RELATIONSHIP WITH FINANCIAL INSTITU
STANDARD
BANK DEBT TO TOTAL ASSETS
BANK DEBT TO STOCKHOLDERS EQUITY
BANK DEBT TO TOTAL LIABILITIES
SHORT TERM BANK DEBT TO CURR ASSETS
PERC OF TRADE BILLS DISCOUNT
LIQUIDITY
GENERAL LIQUIDITY
CURRENT RATIO
QUICK RATIO
AVERAGE COLLECTION PERIOD (DAYS)
AVERAGE DAYS SALES IN INVENTORIES
AVERAGE PAYABLE PERIOD (DAYS)
OPERATING CYCLE
RESULTS
ASSET TURNOVER
RETURN ON ASSETS
RETURN ON AVERAGE EQUITY
NET PROFIT MARGIN
REAL SALES EVOLUTION
9999
-
9999
STANDARD
9999
STANDARD
9999
-
77%
76%
76%
90%
-
100%
100%
100%
100%
-
35%
79%
15%
91%
-
22%
24%
24%
25%
9999
STANDARD
9999
STANDARD
9999
-
2%
3%
2%
1%
0%
14%
24%
31%
27%
0%
0%
1%
1%
0%
0%
8%
15%
16%
17%
0%
9999
-
STANDARD
1,35
1,41
0,19
8
163
57
50
STANDARD
2,23
-4%
-9%
-2%
-2%
CREDIT RATING SERASA IN 99/99/9999 14:43:58
CUSTOMER RISK
RISK CLASS (1 TILL 10): 7
0%
1%
1%
0%
0%
9999
1,27
1,16
0,46
33
55
35
39
STANDARD
1,25
1,73
0,20
6
164
68
38
9999
1,09
0,98
0,25
12
57
33
14
STANDARD
1,25
1,73
0,20
6
164
68
8
9999
1,98
-45%
-70%
-24%
-18%
STANDARD
2,13
1%
2%
0%
-9%
9999
2,25
-29%
-53%
-13%
-4%
STANDARD
2,13
1%
2%
0%
-9%