Mortgage Interest Rate Forecasts

Eigentumspreise und Mietpreise
Mortgage Interest Rate Forecasts
Interest rate
Forecast for
In CHF, Eigentumspreise: 4Q 2015, Mietpreise: 4Q 2015
Trend
12 Mt.
Auswahl von
umliegenden
Gemeinden
Nettomiete,
pro m2/Jahr
Preis EWG,
pro m2
Preis EWG,
Differenz
5 Jahre
Preis EFH,
pro m2
Preis EFH,
Differenz
5 Jahre
09.05.2016
3 Mt.
6 Mt.
12 Mt.
Flex rollover mortgage1
1.02
1.02
1.02
1.02
Zug
305
12,755
27.7%
17,516
16.7%
Fix mortgage (3 years)2
1.04
1.05
1.05
1.05
Baar
255
11,382
40.0%
15,798
18.9%
Fix mortgage (5 years)2
1.06
1.10
1.10
1.10
Cham
265
10,445
27.1%
14,839
36.3%
Fix mortgage (10 years)2
1.56
1.70
1.75
1.95
Steinhausen
259
20,818
41.5%
15,121
28.5%
Fix mortgage (15 years)2
1.94
2.15
2.20
2.40
Knonau
220
8,309
23.2%
11,137
28.5%
Kappel am Albis
261
7,555
14.3%
10,145
12.9%
Walchwill
257
14,791
27.1%
17,589
16.0%
Mettmenstetten
237
8,527
36.1%
9,992
18.9%
Unterägeri
255
11,273
40.3%
15,218
15.7%
Menzingen
243
8,855
26.5%
The interest rates listed are indicative values and apply to top-quality residential property and borrowers
with impeccable creditworthiness.
1 Flex rollover mortgage (framework term three years). Interest rate based on three month CHF LIBOR.
Interest rate adjusted every three months.
2 Fix mortgages. Fixed term and interest rate for the entire term.
The table shows how the interest rate burden can vary depending on the mortgage type
and term selected. The forecasts provide an insight into the potential trends of the
mortgages over a 3, 6 and 12-month horizon. The Flex rollover mortgage is expected
to move sideways over the coming 12 months. In the case of long-term Fix mortgages,
interest rates are likely to raise by 35 to 50 basis points.
11,210
13.5%
Quelle: Wüest & Partner. EWG: Eigentumswohnung; EFH: Einfamilienhaus. Veränderung innerhalb
der letzten 5 Jahre. Preis EFH inkl. Grundstück.
Tania Gulekjian Mobayed
Relationship Manager
Bahnhofstrasse 17
6300 Zug ZG
+41 41 727 98 05
[email protected]
Karin Greber
Relationship Manager
Hünenbergerstrasse 4/6
6330 Cham ZG
+41 41 727 97 96
[email protected]