Besondere Bedingungen der HSBC für Zahlungsaufträge in „CNY“

Hinweise für Zahlungen in
Fremdwährungen über die HSBC
Bei bestimmten Fremdwährungen bestehen seitens der HSBC besondere
Anforderungen bzw. sind weitere Angaben in Zahlungsaufträgen erforderlich.
Derzeit betrifft dies die folgenden Währungen:




Mexikanische Peso „MXN“ (Stand 05/2014)
Russische Rubel „RUB“ (Stand 02/2015)
Chinesische Renminbi „CNH“ (Stand 09/2014)
Chinesische Renminbi „CNY” (Stand 07/2014)
Nachfolgend sind die Anforderungen für die jeweilige Währung genauer
spezifiziert.
HSBC Trinkaus & Burkhardt AG
Postfach 10 11 08, 40002 Düsseldorf
Königsallee 21/23, 40212 Düsseldorf
Telefon + 49 211 910-0
Telefax + 49 211 910-616
PCM PM
Mexikanische Peso „MXN“
Besondere Bedingungen der HSBC für Zahlungsaufträge in
Mexikanischen Pesos „MXN“ (Stand 05/2014)
Erforderliche Angaben
Für Zahlungen in „MXN“ ist die Kontonummer des Begünstigten immer in Form der CLABE (Clave
Bancaria Estandarizada = standardisierter Bank Code) anzugeben. Handelt es sich bei dem
Begünstigten um eine Privatperson oder eine Firma, so besteht die CLABE aus 18 Ziffern und entspricht
der nachfolgenden Struktur:
123
123
12345678901
1
Bank Nummer
Filial-Nummer
Kontonummer
Kontrollziffer
3 Ziffern
3 Ziffern
11 Ziffern
1 Ziffer
2
Russische Rubel „RUB“
Besondere Bedingungen der HSBC für Zahlungsaufträge in
Russischen Rubeln „RUB“ (Stand 02/2015)
Bei Zahlungen in „RUB“ sind folgende Punkte zu beachten:
1. Erforderliche Angaben
Für Zahlungen in „RUB“ müssen die Zahlungsaufträge zusätzlich folgende Angaben
enthalten:

Vollständiger Name des Zahlungsempfängers (inkl. Geschäftsform, z. B. OOO, ZAO, OAO)

Tax-ID (INN) oder neue Tax-ID (KPP)

Kontonummer des Zahlungsempfängers (20 stellig)

Vollständiger Name der Bank des Zahlungsempfängers inkl. Ort

BIK (9 stellig) und Kontonummer der Bank des Zahlungsempfängers bei der Zentralbank (20
stellig)

Informationen zum Grund der Zahlung inkl. Currency Transaction Code (VO-Code)

Angaben zur Mehrwertsteuer (im Zahlungsbetrag enthalten/nicht enthalten bzw. es besteht keine
Mehrwertsteuerpflicht)
Die aktuell gebräuchlichen VO-Codes finden sich auf den nachfolgenden Seiten.
2. Cut-off Zeiten
Die Cut-off Zeit für „RUB“-Zahlungsaufträge ist 13:00 Uhr (MEZ).
3. Entgelte
Auf „RUB“ lautende Zahlungen werden aufgrund der im russischen Clearingsystem geltenden Usancen
grundsätzlich brutto weitergereicht; daher können Überweisungssaufträge ausschließlich mit der
Entgeltweisung ‚OUR’ entgegengenommen werden. Es erfolgt kein weiterer Entgeltabzug durch die im
Zahlungsweg eingeschalteten russischen Institute.
Entgelte der Bank sind Gegenstand einer weiteren Vereinbarung zwischen dem Kunden und der Bank.
3
Appendix Russische Rubel „RUB“
List of Currency Transactions and Other Transactions of Non-Residents
Annex No. 2
To Instruction of the Bank of Russia No.138-И
dated June 4, 2012
“Disclosure of documents and information on currency transactions
by residents and non-residents to authorized banks;
procedure of deal passport preparation;
accounting and control of currency transactions by authorized banks
Code
Type of transaction
02
Cash-free currency conversion by non-residents
010 Purchase of Russian currency by non-resident with foreign currency
020 Sale of Russian currency by non-resident for foreign currency
10
Foreign trade payments between residents and non-residents
related to export from Russian Federation
including aircraft, seacraft, inner waterways vessels and space facilities
10 100 Advance payments by non-residents to residents for goods exported from Russia including
payments under commission agreement (agency contract, mandate agreement), except
payments of Group 22 in this List
10 200 Payments by non-resident in the event when resident provides deferral of payment for goods
exported from Russia including payments under commission agreement (agency contract,
mandate agreement) (deferral of payment), except payments of Group 22 in this List
11
Foreign trade payments between residents and non-residents
related to import into Russian Federation
including aircraft, seacraft, inner waterways vessels and space facilities
11 900 Refunds by non-resident to resident of overpayment received during import into Russia,
except payments under Code 23900
12
Payments between residents and non-residents
for goods sold without import into Russian Federation
12 050 Payments by non-resident to resident for goods sold outside Russia without import into
Russia except payments under Codes 22110, 22210, 22300
12 900 Refunds by non-resident to resident of overpayment received for goods sold outside Russia,
except payments under Code 23900
13
Payments between residents and non-residents
for goods sold in Russian Federation
13 010 Payments by non-resident to resident for goods sold in Russia except payments under Codes
22110, 22210, 22300
13 900 Refunds by non-resident to resident of overpayment received for goods sold in Russia, except
payments under Code 23900
20
Foreign trade payments between residents and non-residents
related to works, services, information and intellectual assets
(including exclusive rights thereto) provided by residents, and under agreements on
lease of movable property and/or real estate excluding financial lease agreements
20 100 Advance payments by non-residents to residents for works, services, information and
intellectual assets (including exclusive rights thereto) provided by residents including
payments under commission agreement (agency contract, mandate agreement), except
payments under code 20400, payments specified in Group 22 in this List, and remuneration
payments to resident broker under brokerage service agreement (Group 58 in this List)
20 200 Payments by non-residents to residents for works, services, information and intellectual
assets (including exclusive rights thereto) provided by residents including payments under
02
02
4
20
300
20
400
21
21
500
21
900
22
22
100
22
110
22
200
22
210
22
300
23
23
900
30
30
100
30
030
30
900
32
commission agreement (agency contract, mandate agreement) (deferred payment), except
payments under code 20400, payments specified in Group 22 in this List, and remuneration
payments to resident broker under brokerage service agreement (Group 58 in this List).
Payments by non-residents to residents under agreement on lease of movable property
and/or real estate excluding payments under financial lease agreement
Payments by non-resident principal to resident commission agent for goods, works, services,
information and intellectual assets (including exclusive rights thereto) obtained from third
parties for non-resident under commission agreement (agency contract, mandate agreement),
except payments of Group 58 in this List
Foreign trade payments between residents and non-residents
related to works, services, information and intellectual assets
(including exclusive rights thereto) provided by non-residents, and under agreements
on lease of movable property and/or real estate excluding financial lease agreements
Payments by non-resident commission agent to resident principal for non-resident’s services
in selling goods, works, services, information and intellectual assets (including exclusive rights
thereto) of resident under commission agreement (agency contract, mandate agreement),
except payments of Group 58 in this List
Refunds by non-resident to resident of overpayment received for works, services, information
and intellectual assets (including exclusive rights thereto) provided by non-resident, except
payments of Groups 22 and 58 in this List
Foreign trade payments between residents and non-residents
related to works, services, information and intellectual assets
(including exclusive rights thereto) provided by residents
under mixed type* agreements / contracts
Advance payments by a non-resident (e.g. principal) to a resident (e.g. commission agent) for
goods exported from Russia and provided works, services, information and intellectual assets
(including exclusive rights thereto), except payments under Code 22110 and remuneration
payments to resident broker under brokerage service agreement (Group 58 in this List)
Advance payments by non-resident to resident for works, services, information and intellectual
assets (including exclusive rights thereto) provided by resident under agreements / contracts
named in Clause 5.1.2 of this Instruction
Payments by a non-resident (e.g. principal) in the event when a resident (e.g. commission
agent) provides deferral of payment for goods exported from Russia and provided works,
services, information and intellectual assets (including exclusive rights thereto) (deferral of
payment), except payments under Code 22210 and remuneration payments to resident broker
under brokerage service agreement (Group 58 in this List)
Payments by non-resident in the event when resident provides deferral of payment for works,
services, information and intellectual assets (including exclusive rights thereto) provided by
resident under agreements / contracts named in Clause 5.1.2 of this Instruction (deferral of
payment)
Payments by non-resident to resident under financial lease agreement
Foreign trade payments between residents and non-residents
related to works, services, information and intellectual assets
(including exclusive rights thereto) provided by non-residents
under mixed type agreements / contracts
Refunds by non-resident to resident of overpayment received under mixed type agreements /
contracts
Payments between residents and non-residents related to purchase of real estate,
excluding payments for aircraft, seacraft, inner waterways vessels and space facilities
Payments by non-resident to resident for real estate purchased outside Russia including
payments related to non-resident’s share participation in resident’s real estate construction
outside Russia
Payments by non-resident to resident for real estate purchased in Russia including payments
related to non-resident’s share participation in resident’s real estate construction in Russia
Refunds by non-resident to resident of overpayment received in real estate transactions
including transactions related to share participation in real estate construction
Payments between residents and non-residents under agreements on assignment of
5
32
32
35
40
41
42
42
43
43
43
50
50
50
51
51
51
51
51
51
52
55
55
55
claims and transfer of debt signed between residents and non-residents
010 Payments by non-resident to resident for claim assigned by resident to non-resident under
assignment agreement
020 Payments by non-resident to resident for debt transferred by non-resident to resident under
debt transfer agreement
35
Other foreign trade payments between residents and non-residents
not directly named in Groups 10-23 in this List
030 Other foreign trade payments by non-resident to resident not directly named in Groups 10-23
in this List
40
Payments related to disbursement of funds by residents (except authorized banks)
to non-residents under loan agreements
900 Refunds by non-resident to resident of overpayment under loan agreement
41
Payments related to disbursement of funds by non-residents
to residents (except authorized banks) under credit agreements and loan agreements
030 Payments by non-resident to resident to disburse funds under credit agreement / loan
agreement
42
Payments related to fulfillment of obligations by residents (except authorized banks)
under money credit / loan agreements
900 Refunds by non-resident to resident of excessive amount of repaid principal debt under credit
/ loan agreement
950 Refunds by non-resident to resident of excessive interest paid under credit / loan agreement
43
Payments related to fulfillment of obligations by non-residents
under money loan agreements
015 Payments by non-resident to resident to repay principal debt under loan agreement
035 Interest payments by non-resident to resident under loan agreement
050 Other payments by non-resident to resident of premiums / fees and other monies related to
borrowed loan
50
Payments related to capital investments
200 Payments by non-resident to resident in transactions with shares, contributions, participatory
interest in property (charter capital, joint-stock capital, co-operative share fund) of a legal
entity and under simple partnership agreement
210 Payments by non-resident to resident of dividends / income from capital investments
900 Refunds by non-resident to resident of overpayment under capital investment transactions
51
Payments related to purchase by non-residents from residents of securities / rights
certified by securities, except payments of Group 58 in this List
210 Payments by non-resident to resident for purchased bonds, shares and other mass-issue
securities of residents
215 Payments by non-resident to resident for purchased bonds, shares and other mass-issue
securities of non-residents
230 Payments by non-resident to resident for purchased shares in investment funds founded by
resident
235 Payments by non-resident to resident for purchased shares in investment funds founded by
non-resident
250 Payments by non-resident to resident for purchased promissory notes and other non-massissue securities issued by resident
255 Payments by non-resident to resident for purchased promissory notes and other non-massissue securities issued by non-residents
52
Payments related to purchase by residents from non-residents of securities / rights
certified by securities, except payments of Group 58 in this List
900 Refunds by non-resident to resident of overpayment under transactions with securities / rights
certified by securities, and repayments due to such unfulfilled obligations
55
Payments related to fulfillment by residents and non-residents
of their obligations under securities, except payments of Group 58 in this List
310 Payments by non-resident to resident to fulfill obligations under bonds, shares and other
mass-issue securities
330 Payments by non-resident to resident of income from shares in investment funds
350 Payments by non-resident to resident to fulfill obligations under promissory notes and other
6
55
56
56
57
57
57
58
58
58
60
60
60
60
60
60
60
60
60
70
70
70
non-mass-issue securities
900 Refunds by non-resident to resident of overpayment received in fulfillment of obligations under
transactions with securities, and repayments due to unfulfilled obligations
56
Payments between residents and non-residents
under transactions with derivatives and other forward transactions
010 Payments by non-resident to resident under transactions with forward and derivative financial
instruments (premiums, margins and guarantee deposits and other monies transferred under
such contracts, except payments related to delivery of underlying asset)
900 Refunds by non-resident to resident of overpayment, and repayments due to unfulfilled
obligations of this group
57
Payments under property trust agreements
020 Payments by non-resident trustor to resident trustee in foreign currency and Russian currency
035 Payments by non-resident trustee to resident trustor
900 Refunds by non-resident to resident of overpayment under property trust agreements
58
Payments under brokerage service agreements
except payments under Codes 51-55 in this List
015 Payments by non-resident broker to resident under brokerage service agreement, except
payments under Code 58900
020 Payments by non-resident to resident broker under brokerage service agreement including
remuneration payments to resident broker
900 Refunds by non-resident to resident of overpayment under brokerage service agreement
60
Transfers by non-residents, withdrawals / deposits of Russian currency in cash
from / to non-resident accounts in Russian currency
070 Transfers of Russian currency from non-resident’s bank account in Russian currency to other
bank account / deposit account in Russian currency of such non-resident in the same
authorized bank, from non-resident’s deposit account in Russian currency to bank account of
such non-resident in the same authorized bank
071 Transfers of Russian currency from non-resident’s bank account in Russian currency in
authorized bank to bank account / deposit account in Russian currency of such non-resident
in other authorized bank, from non-resident’s deposit account in Russian currency to bank
account of such non-resident in other authorized bank
075 Transfers of Russian currency from non-resident’s bank account in Russian currency in
authorized bank to such non-resident’s bank account / deposit account in Russian currency in
non-resident bank
076 Transfers of Russian currency from non-resident’s bank account / deposit account in Russian
currency in non-resident bank to such non-resident’s bank account in Russian currency in
authorized bank
080 Transfers of Russian currency from non-resident’s bank account in Russian currency to bank
account / deposit account in Russian currency of other non-resident in the same authorized
bank
081 Transfers of Russian currency from non-resident’s bank account in Russian currency in
authorized bank to bank account / deposit account in Russian currency of other non-resident
in other authorized bank
085 Transfers of Russian currency from non-resident’s bank account in Russian currency in
authorized bank to bank account / deposit account in Russian currency of other non-resident
in non-resident bank
086 Transfers of Russian currency from non-resident’s bank account / deposit account in Russian
currency in non-resident bank to other non-resident’s bank account in Russian currency in
authorized bank
200 Withdrawal of Russian currency from non-resident’s bank account in Russian currency in
authorized bank by means of bank card
70
Non-trading operations
010 Payments by non-resident to resident related to taxes, duties and other charges, except
payments under Code 70120
030 Payments by non-resident to resident of pensions, allowances and other social benefits,
except payments under Code 70120
050 Payments by non-resident to resident of salary or other type of remuneration, except
7
payments under Code 70120
090 Payments related to gratuitous financial aid from non-resident to resident, except payments
under Code 70100
70 100 Payments related to charity aid from non-resident to resident, collection of donations, payment
/ receipt of grants and other gratuitous funds
70 110 Payments by non-resident to resident of insurance indemnity under insurance or reinsurance
agreement
70 120 Payments by non-resident to resident under orders of judicial authorities
70 200 Other payments by non-resident to resident in non-trading operations, except payments under
Codes 70010, 70030, 70050, 70090, 70100, 70110, 70120
70 900 Refunds by non-resident to resident of overpayment in non-trading operations
80
Payments between authorized bank and non-resident in Russian currency,
authorized bank and resident in foreign currency, excluding payments specified in
Groups 01, 02, 57 and 58 in this List
80 010
Payments between non-resident and authorized bank in Russian currency under credit
agreement
80 020
Withdrawal of Russian currency from non-resident bank account in Russian currency due to
opening of D/C
80 021
Depositing of Russian currency to non-resident bank account in Russian currency due to
closure of D/C
80 050
Payments between non-resident and authorized bank in Russian currency in other
transactions, except payments specified in Groups 01, 02, 57 and 58 in this List and
payments under Codes 80010, 80020, 80021
99
Payments in other currency transactions not directly included in Groups 01-80 of this
List
99 010 Repayment to resident of funds withdrawn / deposited due to error
99 090 Payments in transactions not included in Groups 01-80 of this List, except payments under
Codes 99010, 99020
70
8
Chinesische Renminbi „CNH“
Besondere Bedingungen der HSBC für Zahlungsaufträge in
„CNH“ (Stand 09/2014)
Die in der Sonderverwaltungszone (SVZ) Hongkong handelbare Renminbi-Gattung besitzt keine
offizielle eigene Währungs-Abkürzung und wird daher offiziell als CNY (ISO-Code) gehandelt.
Da sich diese jedoch in der Verfügbarkeit stark von der in Mainland China gehandelten Gattung
unterscheidet, wird diese in der Regel mit der Abkürzung „CNH“ gekennzeichnet.
Bei Zahlungen in „CNH“ sind folgende Punkte zu beachten:
1. Zahlungseingänge
Bitte stellen Sie sicher, dass Zahlungseingänge über unser Konto bei der HSBC Hongkong geleitet
werden.
Intermediary Bank:
Kontonummer:
SWIFT-Adresse:
002-878080209
HSBCHKHHHKH
Beneficiary Bank:
Kontoinhaber:
SWIFT-Adresse:
HSBC Trinkaus & Burkhardt AG
TUBDDEDD
2. Zahlungsausgänge (allgemein)
Die Cut Off-Zeit für „CNH“ Zahlungsaufträge ist 16:00 Uhr (MEZ).
Sofern keine abweichende Valuta vorgegeben wird, erfolgt die Ausführung in der Regel gleichtägig mit
Valuta D+2 (Valutentag plus zwei Bankarbeitstage).
3. Zahlungsausgänge nach Mainland China
Für Zahlungen nach Mainland China müssen Zahlungsaufträge folgende Angaben enthalten:
 Vollständiger Name und Adresse des Zahlungsempfängers
 Kontonummer des Zahlungsempfängers
 CNAPS2 Payment Purpose Code (Angabe des Zahlungszwecks)
Inhalt:
Präfix „PCODE + Zahlungszweck“ (Bsp.: „PCODE GOODS TRADE“;
Übersicht der Payment Purpose Codes s. beigefügte Liste)
DTAZV (z.B. Multicash): Feld T9b „Name und Anschrift der Bank des Begünstigten“ (3. Zeile)
SWIFT:
Feld 72 „bank to bank information“
 Vollständiger Name und Adresse des Zahlungsdienstleisters des Zahlungsempfängers
inkl. Branch und ggf. Sub-Branch
 Verwendungszweck
9
Chinesische Renminbi „CNY“
Besondere Bedingungen der HSBC für Zahlungsaufträge in
„CNY“ (Stand 07/2014)
Die in Mainland China handelbare Währung Renminbi (RMB) hat die offizielle Währungs-Abkürzung
(ISO-Code) „CNY“. Der Handel mit „CNY“ unterliegt bestimmten Beschränkungen.
Bitte kontaktieren Sie vor einer erstmaligen Zahlung in „CNY" Ihren Kundenbetreuer. Sobald Sie
für Zahlungen in „CNY" aufgesetzt wurden, finden Sie nachfolgend die jeweils aktuellen
Anforderungen für „CNY"-Zahlungen.
1. Zahlungseingänge
Bitte stellen Sie sicher, dass Zahlungseingänge über unser Konto bei der HSBC Shanghai geleitet
werden.
Intermediary Bank:
Kontonummer:
SWIFT-Adresse:
CNAPS Clearing Code:
088-355235-011
HSBCCNSH
501290000012
Beneficiary Bank:
Kontoinhaber:
SWIFT-Adresse:
HSBC Trinkaus & Burkhardt AG
TUBDDEDD
2. Zahlungsausgänge
Cut Off- Zeit
Die Cut Off- Zeit für „CNY“ Zahlungsaufträge ist 16:00 Uhr (MEZ).
Sofern keine abweichende Valuta vorgegeben wird, erfolgt die Ausführung in der Regel gleichtägig mit
Valuta D+2 (Valutentag plus zwei Bankarbeitstage).
Erforderliche Angaben
Für Zahlungen in „CNY“ müssen Zahlungsaufträge folgende Angaben enthalten:
 Vollständiger Name und Adresse des Zahlungsempfängers
 Kontonummer des Zahlungsempfängers
 Angabe des CNAPS Clearing Code des Zahlungsdienstleisters des Zahlungsempfängers (12-stellig)
Inhalt:
Präfix „CNAPS + Clearing Code“ (Bsp.: „CNAPS 123456789012“)
DTAZV (z.B. Multicash): Feld T9b „Name und Anschrift der Bank des Begünstigten“ (2. Zeile)
oder wahlweise in
Feld T20 „Zusatzinformation“
SWIFT:
Feld 57D „Account with Institution“
 CNAPS2 Payment Purpose Code (Angabe des Zahlungszwecks)
Inhalt:
Präfix „PCODE + Zahlungszweck“ (Bsp.: „PCODE GOODS TRADE“ ;
Übersicht der Payment Purpose Codes s. beigefügte Liste)
DTAZV (z.B. Multicash): Feld T9b „Name und Anschrift der Bank des Begünstigten“ (3. Zeile)
SWIFT:
Feld 72 „Bank to Bank Information“
10
 Vollständiger Name und Adresse des Zahlungsdienstleisters des Zahlungsempfängers
inkl. Branch und ggf. Sub-Branch
 Verwendungszweck bzw. bei RMB Trade Settlement Transaktionen Verwendungszweck
einschließlich Rechnungsnummer
Einzureichende Dokumente
Bitte senden Sie uns vor Ausführung einer RMB-Trade-Settlement-Zahlung eine Kopie der zugrunde
liegenden Rechnung per E-Mail an: [email protected]
11
Appendix Renminbi “CNH“ und “CNY”
List of Payment Purpose Codes
Payment Purpose Code
Coverage
Definition
Cross-border
Goods Trade
Cross‐border settlement conducted for trade in
goods, including individual retail consumptions,
general merchandise, goods for processing,
goods required for repairing, goods procured in
ports by carriers, transactions to be settled by
letter of credit, bills for collection, payment of
import equipment and advanced payment, etc.
Cross-border
Service Trade
Cross‐border settlement conducted for trade in
services, including individual bill payments,
services or fees relating to transportation;
travel; communications; construction services;
installation projects and their subcontract
services; insurance; financial services;
computer and information services; royalties
and license fees; sports and entertainment;
water, electricity and gas bills to be paid by
corporations or financial institutions; rent; audit
fees; hotel accommodation fees; legal fees;
advertising and promotion fees; copyright and
design fees; research and development fees;
company registration fees; medical expenses;
government services not mentioned above and
other commercial services, etc.
/BUSINESS/CAPITAL TRF
Cross-border
Capital Transfer
Capital account transactions, capital transfers
and acquisition / disposal of non-productive or
non-financial assets, capital injection, capital
reduction, capital payment, direct investments,
securities investments, other investments,
shareholder‘s loan / repayment, other capital
payments as approved by relevant regulatory
authorities, fund transfers for foreign direct
investment (“FDI”) by enterprises and RMB
Qualified Foreign Institutional Investor (“RQFIII)
projects by enterprises, bonds, fund transfer
between enterprises, individual investments,
etc.
/BUSINESS/CHARITY
DONATION
Charity Donation
Donation to charities (non‐profit making
organizations)
/BUSINESS/CURRENT ACC
TXN
Current Account
Transactions
Income and current transfers, remittance of
profits, bonus, dividend payment, tax payment
and scholarships, etc.
/BANK/CAPITAL TRF FOR
BOND
Cross-border
Capital Transfer
Cross-border capital transfer for bond payment
/BANK/FUND TRF
Cross-border Fund
Transfer
Cross-border fund transfer between banks
/BUSINESS/GOODS TRADE
/BUSINESS/SERVICE TRADE
Weitergehende Informationen zum Thema RMB finden Sie auf unserer Homepage
http://www.hsbctrinkaus.de/global/display/firmenkunden/downloadcenter
12