PDF - Joyce Meyer Ministries

Transcrição

PDF - Joyce Meyer Ministries
WHAT’S
Your life is part of a greater story than what you see every day.
Thank you for joining with us to share the beautiful story of God’s
grace, redemption, provision and great, great love around the world.
We’d love to hear from you.
Share your story at joycemeyer.org/mystory
FINANCIALS
FINANCIAL HIGHLIGHTS FROM 2011
This year has been an amazing time of sharing Christ and loving people. We’ve had a
wonderful year of sharing our lives, seeing how our stories intertwine as God’s story of grace
and redemption is told. What an awesome journey we are all on together!
Psalm 107:2 encourages the redeemed ones to “tell their story.” It helps give others a sense
of hope. I often tell how God changed my life from one of abuse and brokenness to one of
healing and wholeness…of beauty for ashes. He turned my mess into a message of hope, not
only for me but for the countless others who hear my story and begin to trust and believe that
God can do the same for them.
That’s the case with so many of the friends and partners of Joyce Meyer Ministries. Thanks to
you, as you’ve received healing and wholeness, or even in your process of healing, you have
reached out to help someone else be made whole as well. It’s all about watching God’s story
continue to unfold as every life connects with the next when paths cross.
I hope you’ve been encouraged as you’ve read through this report of the past year. We want
you to know that your story is intertwined in everything you see—every feeding program, every disaster relief effort, every TV and radio broadcast—everything. Your support helps make
it all happen. Thank you so much for helping us to keep sharing Christ and loving people.
64
STATEMENT OF TRANSPARENCY
65
REPORT OF INDEPENDENT CERTIFIED
PUBLIC ACCOUNTANTS
66
FINANCIAL STATEMENTS
66 STATEMENT OF FINANCIAL POSITION
67 STATEMENT OF ACTIVITIES
68 SCHEDULE OF FUNCTIONAL EXPENSES
70 STATEMENT OF CASH FLOWS
71 NOTES TO FINANCIAL STATEMENTS
76
MANAGEMENT REPORT TO SUPPORTERS
REGARDING COMPENSATION
77
INDEPENDENT ACCOUNTANTS’ REPORT ON
MANAGEMENT ASSERTIONS
78
MANAGEMENT REPORT TO SUPPORTERS
REGARDING PROGRAM EXPENSES
79
INDEPENDENT ACCOUNTANTS’
REPORT ON MANAGEMENT ASSERTIONS
As the story goes on,
62
joycemeyer.org/annualreport
OUR STORY 2011
63
A COMMITMENT TO MAINTAIN TRUST
AND PROVIDE TRANSPARENCY
REPORT OF INDEPENDENT
CERTIFIED PUBLIC ACCOUNTANTS
»» Joyce Meyer Ministries, Inc. expensed 83 percent of total expenditures for outreach and
program services directed at reaching people with the Gospel of Jesus Christ and meeting
the physical needs of the less fortunate all over the world.
»» Joyce Meyer Ministries, Inc. voluntarily submits to an annual audit by an independent
public accounting firm. Financial statements are presented in accordance with generally
accepted accounting principles.
»» Joyce Meyer Ministries, Inc. voluntarily submits to an annual legal audit to ensure that the
ministry is complying with applicable federal and state laws and regulations.
»» Joyce Meyer Ministries, Inc. issues an annual attestation letter provided by an independent
public accounting firm that attests to our program service expenditures.
To the Board of Directors
Joyce Meyer Ministries, Inc.
Fenton, Missouri
»» Joyce Meyer Ministries, Inc. issues an annual attestation letter provided by an independent
public accounting firm that attests to the compensation of our President and Founder
Joyce Meyer.
»» Joyce Meyer Ministries, Inc. requires all board members and employees to abide by a conflict
of interest policy that encourages high standards of ethics and integrity.
»» Joyce Meyer Ministries, Inc. strives to ensure that all fundraising efforts clearly portray the
purpose of the funds to be raised and that all contributions received are used for those
specific purposes.
»» Joyce Meyer Ministries, Inc. protects the privacy of our donors by not marketing our
mailing list.
»» Joyce Meyer Ministries, Inc. commits to posting our audited financial statements, as well as
any attestation letters provided by our auditors, on our website and updating the information
annually.
We have audited the statement of financial position of Joyce Meyer Ministries, Inc. (the
Church), a nonprofit organization, as of December 31, 2011, and the related statements of
activities, functional expenses and cash flows for the year then ended. These financial
statements are the responsibility of the Church’s management. Our responsibility is to
express an opinion on these financial statements based on our audit.
We conducted our audit in accordance with auditing standards generally accepted in the
United States of America. Those standards require that we plan and perform the audit to
obtain reasonable assurance about whether the financial statements are free of material
misstatement. An audit includes examining, on a test basis, evidence supporting the amounts
and disclosures in the financial statements. An audit also includes assessing the accounting
principles used and significant estimates made by management, as well as evaluating the
overall financial statements’ presentation. We believe that our audit provides a reasonable
basis for our opinion.
In our opinion, the financial statements referred to above present fairly, in all material
respects, the financial position of Joyce Meyer Ministries, Inc., as of December 31, 2011, and
the results of its operations and its cash flows for the year then ended, in conformity with
accounting principles generally accepted in the United States of America.
Tulsa, Oklahoma
March 29, 2012
64
joycemeyer.org/annualreport
OUR STORY 2011
65
STATEMENT OF FINANCIAL POSITION
STATEMENT OF ACTIVITIES
December 31, 2011
December 31, 2011
ASSETS
Changes in unrestricted net assets
Current assets
Cash and cash equivalents
$
Accounts receivable
Due from affiliates
Inventories
Prepaid expenses and other assets
Total current assets
14,531,038
132,257
455,945
2,570,772
3,251,614
20,941,626
Property and equipment 7 1,018,814
Less: accumulated depreciation
34,648,831
Total property and equipment
36,369,983
Non-current assets
Investments
Due from affiliates
10,751 ,976
200,000
Total assets $ 68,263,585
LIABILITIES AND NET ASSETS
Current liabilities
Accounts payable
$
Accrued liabilities
Deferred revenues
3,823,285
1,035,968
2 3 1 ,1 7 1
Total current liabilities
5,090,424
Net assets - unrestricted
63,1 73,1 61
Total liabilities and net assets
$ 68,263,585
Revenue and other support
Contributions, less direct donor benefits of $2,454,230
$ 96,140,532
Contributions from meetings and conferences
3,027,180
Contributions and revenues from foreign affiliated ministries
5,222,187
Sale of Christian materials
7,924,273
Honorariums from speaking engagements
75,000
Women’s conference and other registrations
1,104,636
Interest income
231,393
Other income
326,132
Total unrestricted revenue and other support
1 1 4,051,333
Expenses
Program services
Meetings and conferences
Print media
Radio ministry and television ministry
Missions and outreach
Cost of Christian materials sold
1 0,731,900
14,432,236
30,614,080
31,947,866
7,299,297
Total program services expenses
95,025,379
Support activities
Management and general 1 3,782,762
Fundraising
6,262,895
Total support activities expenses
20,045,657
Total expenses
1 1 5,071 ,036
Decrease in unrestricted net assets
Net assets at beginning of year
(1,019,703)
6 4,192,864
The accompanying notes are an integral part of these financial statements.
Net assets at end of year$ 6 3,173,161
The accompanying notes are an integral part of these financial statements.
66
joycemeyer.org/annualreport
OUR STORY 2011
67
SCHEDULE OF FUNCTIONAL EXPENSES
December 31, 2011
Meetings and
Print
Conferences
Media
Advertising
$
291,887
$
150
TV and
Radio
Missions
Ministry
and Outreach
$
Books and other outreach expenses
42,346
Broadcast time
1 ,958
Contract labor
694,644
–
Cost of Christian materials
–
Depreciation and amortization
$
4,798
$
–
$
50
$
39,412
Total
$
336,297
1,579
221,408
557
18,464
5,753
291,139
–20,458,667
8,862,372
–
–
2,386,225
31,709,222
8,702
74,273
1,975
1,904
94,610
876,108
–
–
–
2,478,819
–
–
2,478,819
2,147,528
43,617
779,930
57,942
1 3 1,261
931,389
–
4,091,667
Dues, subscriptions, licenses and fees
182,047
363,237
415,444
49,409
5,573
546,695
18,379
1,580,784
Equipment rental
1,327,1 1 1
1 7,429
36,882
8,959
4,895
27,632
178,093
1,601,001
Insurance
393,613
659,714
1,277,530
505,839
449,383
1,749,692
18,798
5,054,569
Missions and outreach
–
1 ,716
–
15,338,602
–
75,715
–
15,416,033
Payroll taxes
107,601
286,639
344,1 31
149,891
104,349
54 1,597
1,1 77
1,535,385
Pension
63,190
58,562
106,668
63,802
44,139
158,747
4,900
500,008
Postage
167,082
3,022,967
58,461
1,1 49,3 1 1
2,140,178
1 7,7 1 1
1,072,074
7,627,784
Printing and production
164,990 4,20 1,602
2,243
346,227
178
166,765
1,481,975
6,363,980
Professional fees
380,1 1 1
233,721
993,033
802,971
26,042
515,408
513,678
3,464,964
Promotional costs
8,323
105,438
–
162,677
271,054
76,861
377
624,730
Rent
961,1 15
4,998
8,860
15,274
1,543
9,761
126,333
1,127,884
Repairs and maintenance
150,309
35,1 3 1
133,719
75,480
76,179
250,574
16,942
738,334
Salaries
1,776,470
3,951,623 4,783,827
2,938,071
1,190,308
7,696,422
Speaker honorariums
207,370
2,385
3,202
33,832
940
8,799
28,254
284,782
Staff training
70,914
23,855
21,695
13,009
4,418
118,525
–
252,416
Supplies
342,925
863,572
500,290
282,849
161,352
332,285
70,376
2,553,649
Taxes and licenses
86,309
33,885
102,797
20,247
146,958
178,170
8,506
576,872
Telephone
9,271
10,552
259,308
67,023
3,158
44,257
2,412
395,981
Travel
1,131,353
109,381
154,620
650,648
14,986
143,272
147,896
2,352,156
23,433
401,030
162,492 52,952
41,052
172,067
Utilities
1,032
–
Cost of
Christian Management
Materials
and General
Fundraising
$ 10,731,900 $ 14,432,236
$ 30,614,080 $ 31,947,866
$ 7,299,297
$ 13,782,762
46,725 22,383,446
– 853,026
$ 6,262,895
$ 115,071,036
The accompanying notes are an integral part of these financial statements.
68
joycemeyer.org/annualreport
OUR STORY 2011
69
NOTES TO FINANCIAL STATEMENTS
STATEMENT OF CASH FLOWS
December 31, 2011
December 31, 2011
NOTE A – ORGANIZATION AND CHURCH VISION
Cash flows from operating activities
Decrease in net assets $
Adjustments to reconcile increase in net assets
to net cash provided by (used in) operating activities:
Depreciation and amortization
Donated equity securities
Gain on investments
Gain on disposal of assets
Changes in operating assets and liabilities:
Decrease in accounts receivables
Decrease in due from affiliates
Decrease in inventory
Increase in prepaid and other expenses
Increase in accounts payable
Increase in accrued liabilities
Increase in deferred revenues
Net cash provided by operating activities
Cash flows from investing activities
Proceeds from sales of investments
Proceeds from sale of equipment
Purchases of investments
Purchases of property and equipment
(1,019,703)
4,091,667
(38,098)
(89, 1 74)
(82,494)
142,185
1,304,921
708,686
(1,352,326)
124,577
57,366
1 1 1 ,940
3,959,547
16,61 2,1 3 1
251,453
(13,109,892)
(769,648)
Net cash provided by investing activities
2,984,044
Net increase in cash
Cash and cash equivalents - beginning of year
6,943,591
7,587,447
Cash and cash equivalents - end of year$ 14,531,038
Joyce Meyer Ministries, Inc., headquartered in Fenton, Missouri, is organized as a church dedicated to Christian and charitable
purposes. In its ministry as a church, Joyce Meyer Ministries, Inc., (the Church or JMM) conducts regular meetings worldwide,
teaching biblical principles. Through its daily media outreach, millions of people receive the life-changing biblical teaching
through the Church’s television and radio programs, CDs, DVDs, books, websites and conferences. The Church’s missions and
outreach programs include rescuing people from human trafficking, medical/dental outreaches, water relief, feeding the poor,
clothing the unclothed, visiting the prisoners, helping in inner cities, ministering to the elderly and reaching out and training
people of all ages. The Church provides funding and helps oversee several children’s homes that supply food and shelter to
needy children. The Church provides global humanitarian aid to hurting people and disaster relief on a regular basis to those
in devastating situations. The Church employs approximately 516 individuals to carry out its Christian and charitable purposes.
NOTE B – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
1. Basis of Accounting
The financial statements of the Church have been prepared on the accrual basis. The significant accounting policies are described
below to enhance the usefulness of the financial statements to the reader.
2. Revenue Recognition
The Church reports information regarding its financial position and activities according to three classes of net assets:
unrestricted net assets, temporarily restricted net assets and permanently restricted net assets. Gifts and contributions
received with donor stipulations that limit the use of the asset are reported as restricted assets.
When a donor restriction expires, that is, when a stipulated time restriction ends or purpose of the contribution is accomplished,
temporarily restricted net assets are reclassified to unrestricted net assets and reported in the statement of activities as net
assets released from restrictions.
Contributions that are restricted by the donor are reported as increases in unrestricted net assets if the restrictions expire in
the fiscal year in which the contributions are recognized. No amounts have been reflected in the statements for donated
services since no objective basis is generally available to measure the value of such services; however, a substantial number
of volunteers have donated significant amounts of time to the Church’s program services. During 2011, approximately 77,000
hours were donated from volunteers for meetings and conferences.
The Church periodically exchanges educational resources with donors based on a designated contribution. At December 31,
2011, the cost of these direct donor benefits was approximately $2.45 million. These costs are included as an offset to
unrestricted contributions in the statement of activities.
The accompanying notes are an integral part of these financial statements.
70
joycemeyer.org/annualreport
OUR STORY 2011
71
NOTES TO FINANCIAL STATEMENTS
NOTES TO FINANCIAL STATEMENTS
3. Use of Estimates
10. Deferred Revenues
The preparation of financial statements in conformity with accounting principles generally accepted in the United States of
America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities
and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues
and expenses during the reporting period. Actual results could differ from those estimates.
Deferred revenues are generated from registration fees collected for 2012 conferences.
December 31, 2011
4. Cash and Cash Equivalents
The Church considers all highly liquid investments with an original maturity of three months or less to be cash equivalents for
the purposes of the statement of cash flows. Deposits in excess of Federal Deposit Insurance Corporation’s (FDIC) coverage
were approximately $5,840,000 at December 31, 2011.
The Church maintains sufficient cash resources to cover near-term working capital needs.
5. Accounts Receivable
Accounts receivable is recognized on the accrual basis of accounting. Management believes these amounts to be fully
collectible.
Accounts receivable is comprised of the following: approximately $13,200 of insurance receivable, approximately $20,300 in
royalties receivable, approximately $30,000 of accrued interest and approximately $68,500 of miscellaneous items.
December 31, 2011
11. Income Taxes
The Church is exempt from Federal income taxes under Section 501(c)(3) of the Internal Revenue Code, as such the Church does
not file income tax returns.
12. Expenses
Advertising Costs – Are expensed as incurred.
Allocation of Fundraising Costs – The Church allocates fundraising costs in accordance with Statement of ASC 958-720-05
“Accounting for Costs of Activities of Not-for-Profit Organizations and State and Local Governmental Entities That Include
Fundraising.” Joint costs affecting programs and fundraising have been reviewed by management and meet the criteria
established by the Statement of Position. During 2011, approximately $6.25 million of television and radio ministry expenses,
meeting expenses, monthly mailing costs, and other expenses have been allocated to fundraising.
13. Subsequent Events
The Church has evaluated subsequent events through March 29, 2012, the date which the financial statements were available
to be issued.
6. Inventories
Inventory consists of books, CDs, DVDs and all other related items utilized in the media operation of the Church. Inventory is
valued at the lower of cost or market with cost determined on the first-in first-out basis.
7. Fixed Assets and Depreciation
Expenditures and donated fixed assets in excess of $5,000 are recorded at cost if purchased or estimated fair market value
if donated. Depreciation of fixed assets is provided over the estimated useful lives of the respective assets on a straight-line
basis, ranging from 3-40 years. Expenditures for repairs and maintenance are charged to operating expense as incurred.
8. Investments
The Church’s investments consist of government securities and bank certificates of deposits. The certificates of deposit total
$3,405,774 and are stated at fair value based on quoted market price in an open market, which represent “Level 1 Inputs.” The
government securities total $7,346,202 and are stated at fair value based on significant other observable inputs of directly
comparable securities which represent “Level 2 Inputs,” as they are part of a less active secondary market. During the year,
there were no transfers between input levels. Dividend, interest and other investment income are reported in the period
earned as increases in unrestricted net assets unless the use of the assets received is limited by donor-imposed restrictions,
in which case the earnings are reported in the same category as the donations.
NOTE C – INVENTORIES
Inventories include the following at December 31, 2011:
Finished goods:
CDs
$
DVDs
Books
Kits
Other inventory items
Supplies to produce finished goods
346,788
1 2 7,670
823,758
561,604
509,343
201,609
$ 2,570,772
9. Compensated Absences
Full-time employees of the Church receive paid vacation and personal days off, depending on job classification, length of
service and other factors. Compensated absences earned but not paid as of December 31, 2011 have been accrued.
72
joycemeyer.org/annualreport
OUR STORY 2011
73
NOTES TO FINANCIAL STATEMENTS
NOTES TO FINANCIAL STATEMENTS
December 31, 2011
December 31, 2011
NOTE D – PROPERTY AND EQUIPMENT
NOTE G – SUPPORT OF OTHER MINISTRIES
Property and equipment includes the following at December 31, 2011:
Land and land improvements
$
Buildings
TV, computer and other equipment
Transportation equipment
Intangible assets
4,665,055
23,976,657
22,374,622
19,934,932
67,548
During the 1990s, Joyce Meyer Ministries, Inc. began to finance the establishment of similar international ministries called Joyce Meyer
Ministries Canada, Inc., Joyce Meyer Ministries Australia, Inc., Joyce Meyer Ministries England, Inc., Joyce Meyer Ministries South Africa,
Meyer Ministries GmbH & Co, KG (Germany) and Joyce Meyer Ministries, India. During 2011, the Church received approximately $3.7
million in contributions from affiliates and earned approximately $1.5 million in revenues for sales of services to affiliate organizations.
The Church had outstanding loans of approximately $660 thousand to its international affiliated ministries as of December 31, 2011.
Less: accumulated depreciation
71,018,814
34,648,831
$ 36,369,983
The Church provides broadcast airtime, supplies, and various other services including marketing and distribution services to some of
its international affiliated ministries without charge. Total donated goods and services provided to affiliates totaled approximately
$10.8 million in 2011 to support the mission of those entities. All expenses incurred by the Church on behalf of these affiliates have been
recognized as missions and outreach in the statement of activities.
Joyce Meyer Ministries, Inc. and an organization created to assist the underprivileged have some board members in common. Since its
inception, JMM has provided support for community outreach and volunteer training and education. During 2011, JMM provided
approximately $1.5 million of contributions or 75 percent of the total contributions to this organization.
NOTE E – COMMITMENTS AND CONTINGENCIES
NOTE H – COMMITMENTS AND CONTINGENCIES
Airtime
The Church is occasionally involved in litigation as either a plaintiff or defendant arising in the normal course of its activities. The results
thereof are not expected to be significant to the Church’s financial position or operating activities.
The Church has radio and TV airtime contracts extending to 2012. These contracts may be terminated with a fourteen to sixty day
notification. The average monthly cost of these contracts is approximately $2.6 million.
Self-Insurance
The Church self-insures for workers’ compensation and employee health claims. Operations are charged with the cost of claims
reported and an estimate of claims incurred but not reported. A liability for unpaid claims and the associated claim expenses is
recognized as an expense and accrued at year-end. The determination of such claims and expenses and the appropriateness of the
related liability are continually reviewed by management and a third party. The Church has purchased stop-loss insurance to supplement
the plans, which will reimburse the Church for workers’ compensation claims in excess of $300,000 per occurrence and $2,000,000
in the aggregate. Medical stop-loss insurance is purchased to reimburse individual medical claims in excess of $100,000 and $3,800,000
in the aggregate.
NOTE F – RETIREMENT PLANS
The Church maintains retirement plans that cover full time employees who participate and are at least 18 years of age. Contributions
to the plans during 2011 were approximately $492,500.
74
joycemeyer.org/annualreport
OUR STORY 2011
75
MANAGEMENT REPORT
TO SUPPORTERS REGARDING COMPENSATION
March 29, 2012
To Supporters of
Joyce Meyer Ministries, Inc.
In 2011, the compensation approved by the Board of Directors and provided to Joyce Meyer,
as President of Joyce Meyer Ministries, Inc., included salary and fringe benefits of $250,000,
a housing allowance and contributions to retirement plans. During 2011, the Ministry’s gross
profits from Joyce’s books and the honorariums received by the Ministry from Joyce’s
speaking engagements exceed her total compensation stated above.
The Ministry is voluntarily releasing this information to our partners to provide transparency
regarding the Ministry’s operations.
Sincerely,
INDEPENDENT ACCOUNTANTS’ REPORT
ON MANAGEMENT ASSERTIONS
To Supporters of
Joyce Meyer Ministries, Inc.
We have examined the assertion of management of Joyce Meyer Ministries, Inc. (the Church),
that during the year 2011, compensation approved by the Board of Directors and provided to
Joyce Meyer consisted of salaries, including taxable fringe benefits, of $250,000, a housing
allowance and contributions to retirement plans. We also examined the assertion that during
2011, gross profits received by the Church from the sale of Joyce Meyer’s books and honorariums
received by the Church for Joyce Meyer’s speaking engagements exceeded her total
compensation stated above. Joyce Meyer Ministries, Inc.’s management is responsible for the
assertion. Our responsibility is to express an opinion on the assertions based on our examination.
Our examination was conducted in accordance with attestation standards established by the
American Institute of Certified Public Accountants and, accordingly, included examining, on a
test basis, evidence supporting management’s assertion and performing such other procedures
as we considered necessary in the circumstances. We believe that our examination provides a
reasonable basis for our opinion.
In our opinion, management’s assertions referred to above are fairly stated, in all material
respects.
Delanie Trusty, CPA, CTP
Chief Financial Officer
Tulsa, Oklahoma
March 29, 2012
P.O. Box 655 · Fenton, Missouri 63026 · (636) 349-0303 · joycemeyer.org
76
joycemeyer.org/annualreport
OUR STORY 2011
77
MANAGEMENT REPORT
TO SUPPORTERS REGARDING PROGRAM EXPENSES
March 29, 2012
To Supporters of
Joyce Meyer Ministries, Inc.
During 2011, 83 percent of total expenses were used for outreach and programs directed at
reaching people with the Gospel of Jesus Christ.
Sincerely,
Delanie Trusty, CPA, CTP
Chief Financial Officer
INDEPENDENT ACCOUNTANTS’ REPORT
ON MANAGEMENT ASSERTIONS
To Supporters of
Joyce Meyer Ministries, Inc.
We have examined management’s assertion that during the year 2011, 83 percent of total expenses
were used for outreach and programs directed at reaching people with the Gospel of Jesus Christ.
Joyce Meyer Ministries, Inc.’ s management is responsible for the assertion. Our responsibility is to
express an opinion on the assertion based on our examination.
Our examination was conducted in accordance with attestation standards established by the
American Institute of Certified Public Accountants and, accordingly, included examining, on a test
basis, evidence supporting management’s assertion and performing such other procedures as we
consider necessary in the circumstances. We believe that our examination provides a reasonable
basis for our opinion.
In our opinion, management’s assertion referred to above is fairly stated, in all material respects.
Tulsa, Oklahoma
March 29, 2012
P.O. Box 655 · Fenton, Missouri 63026 · (636) 349-0303 · joycemeyer.org
78
joycemeyer.org/annualreport
OUR STORY 2011
79
CONTINUES
joycemeyer.org/annualreport
TABLE OF CONTENTS
4
38
44
54
56
62
TELLING STORIES
A Few of the Lives That Make Up Our Story
SHARING CHRIST
Media Outreach Highlights
LOVING PEOPLE
Hand of Hope Outreach Highlights
NEW VENTURES
The Story Continues…
STEWARDSHIP & SUSTAINABILITY
The Partner Story
ACCOUNTABILITY
Financials
Churches in the St. Louis metropolitan area had just finished their Good
Friday services when the strongest tornado to hit St. Louis in 40 years
ripped through their community. Thankfully no one died, but more than
2,000 homes were severely damaged. That’s why we partnered with
Service International to provide immediate relief following the storm.
Everything you found in the printed Annual Report
specifically for your iPad
A downloadable version made
Exclusive videos, photos and content of “Our Story”

Documentos relacionados