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This material was prepared to offer people, in a simple and
illustrative way, information on how to contract insurance.
Many times, the lack of information is the main responsible
for the lack of protection in the most difficult moments lived
by people.
Insurance exists, precisely, to help protect the families during
difficult moments.
For example:
When you lose a job;
When you lose a dear one;
When you have problems with the car;
When you want more security for your home;
This material shows that, with Insurance, it is possible to
avoid future headaches and to stay at ease, even in unexpected
situations.
Have a good reading!
It was very, very sad, said Mrs. Maria to the family when she
arrived from Josias’s, her friend’s husband, funeral.
Everyone is very sad.
He was sick and now
is resting. Poor
Aparecida.
What a shame dear
mother in law! And
how is the family?
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The funeral was
very expensive!
We all had to tip in to help
the family pay for
the expenses.
UAU, they must
be a bundle
of nerves.
Thanks my friend!
What would happen
to me if it wasn’t
for you guys...
JO
SIA
S
From the kitchen,
Marta listens to
everything.
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Marta changes the subject with some
good news.
After the renovation that
Isaura, my employer, did at the
beauty parlor with the money
paid by insurance because her
husband died, the number of
clients increased.
The beauty parlor looks
great, there is even a computer.
It was very lucky that my
employer’s husband made a
life insurance. Now she can
support herself.
That’s true mom,
we never think that
the worse can happen
to us.
Yeah, and we never
think about tomorrow
and leave everything
to the last minute.
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At night watching TV, Mrs. Maria just can’t forget what
happened to her friend’s husband.
During the next breakfast, Mrs. Maria touches the subject.
Not even have money
for the funeral…that’s tough.
Is there anything we can do
so we do not have to go
through that?
Pedro,
I think it is time you
made insurance
for us.
Do you know how
it is done?
Mom, Mrs. Isaura
said that an insurance
broker and friend of the
family that explained
it all.
I don’t know...I
think insurance is
too expensive!
Right then, an insurance
ad airs on TV.
That’s it, Insurance!
That is why Marta’s
employer ended up so well,
and Aparecida, who did
not have insurance, has
it worse.
Insurance,
make yours and
protect your
family.
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I need to talk to my
daughter and Pedro to
buy Insurance for our
family!!!
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At the end of the day, the family talks…
In the middle of this conversation...
Ricardo, the insurance broker arrives, sent by
Mrs. Isaura from the beauty parlor.
He will have to
explain how we pay
for this. I still think
insurance is not for
our family!
I’ve already asked
Mrs. Isaura to ask
the broker to come
visit us.
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Let’s wait for
the guy. He can help us
understand how this
insurance thing
works.
But Pedro,
Mrs. Isaura’s Family is
just like ours and her
husband bought the
insurance; I think it
could work out.
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Pleased to
meet you! I am
Ricardo, Mrs. Isaura’s
friend.
I know it’s late,
but she said that
I could pass by now.
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...there is life and car
insurance, funeral
insurance. And of
course, they have
different values.
There are many
different types of
insurance to protect
all kinds of
family…
Your family can
pay the insurance cash
or in small monthly
installments. There is insurance
where the installment cost
the same as 3 packs
of cookies.
I came here to
explain and answer
the doubts you
might have.
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Hummmm this means
that if I make funeral
insurance for myself and
I die, Marta will not have
to worry about
the expenses?
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But if I pay a small
amount, where does the
money to pay for all the
expenses come from?
And how do
we buy insurance?
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Mr. Pedro, that’s it.
The insurance is a protection
for people and it helps cover
the expenses when something
unexpected happens. This way you
do not have to ask family and
friends for help.
It’s easy Mrs. Maria,
you just have to talk to me or any
other insurance broker. The broker
will deliver a document called
“insurance proposal” with all the
information and to be signed. After
everything is OK, the insurance company
sends the slip to be paid
in the bank.
That´s how it works
Mrs. Marta. The insurance
company gathers the money
from all the people that buy
insurance. It works like a pool
in advance, but with a
lot of people.
In the case of Pedro’s
example, since not everyone
dies at the same time, the
insurance company pays
case by case, as people die.
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Thanks god! Now
we know how to
protect our today
and the days to come
in the future.
I like it! I am
convinced. Now I
know insurance is not
just for the rich, let’s
make the insurance and
protect our family.
For a long time
we did not have
insurance because we
did not know anything
about it.
nce
sura
osal
Prop
In
Hey,
it’s really
easy to have
insurance!
• Before contracting any
insurance, research. Make all the
questions and clear any doubts
with a broker or directly with the
insurance company.
• Check if the value fits your
budget. Organize your home budget
before buying any product
or goods.
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Now that you
know how insurance
works and how to buy it,
talk to your broker to
choose the best insurance
to protect your
family.
Masthead:
Initiative and Coordination: CNseg
Rua Senador Dantas, 74 – 13° andar - Centro - Rio de Janeiro - CEP: 20031-205
Copyright and Production: Nextar Communications; 1818 Comunicação; LPC Visual;
Translated by LQuest
Illustrations and Art: Leandro Spett, Carlos Antonio A. Araújo and Alexandre c. Fukugava.
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Do like the
ESTOU SEGURO FAMILY:
Make Insurance and protect
you family too!